- Consumer Financing (Buy Now Pay Later):
- This will be a credit facility to be offered to patients walking in or intending to avail any of the services in a hospital which include OPD costs, lab tests, surgeries and/or any other purchase that they do in a hospital
- This will primarily be a personal loan payable in 3/6/9/12 months in form of EMIs
- This will be interest free for the consumer/patient
- This product will only cover non-insured patients
- Insurance financing for patients:
- This will be a 30 to 90 days product wherein we will finance the time gap between payment and actual insurance money being received from insurer in case of Cash based health Insurance
- This will help solve the cash crunch that patients face even when they are insured
- The interest can be subvented
- Gap financing for hospitals:
- Short term financing up to 90 days for hospitals
- Primarily to bridge the gap in patient availing the service and the insurance company paying the claim money in case of Cashless insurance
- Working capital / Inventory financing for hospitals:
- Solving the working capital gap for the hospital
- Revolving line of credit to manage the inventory and payable cycles
